Understand These Five Ways to Get the Most Out of College Savings Plans

You may know them as 529 plans, Qualified Tuition Programs, or QTPs. Whatever you call them, what they amount to is a way for you to help a son, daughter or grandchild pay for college. In short, 529 plans are investment tools designed to help families pay for future expenses associated with college or other qualified post-secondary training for a designated beneficiary, such as a child or grandchild. The fund can be used to help pay for such expenses as tuition, books, supplies, fees, and computer equipment. The plans are…

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Planning for Social Security Retirement

While Social Security Retirement benefits are the cornerstone for many individual retirement plans, it is important for individuals to understand the basics of the program and the importance of planning relative to the timing of the benefit payments.  Social Security benefits are payable as early as age 62 to individuals who have worked and paid in to the system for a minimum of 10 years.  The actual benefit payments are computed using 35 years of earnings.  If an individual does not have 35 years of work, zeroes are added in…

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Economics of Industrial Hemp

Industrial hemp has been grown in the United States since our forefathers founded the country.  The first drafts of the Declaration of Independence were written on paper made from hemp.  Hemp is easy to grow, requires very little maintenance and no harmful chemical treatments, and it can be used for a number of things. Hemp’s downfall in the United States can be traced back to the 1937 Marihuana Act, which imposed taxes and bureaucratic burdens on farmers. The culprit was the First Federal Bureau of Narcotics commissioner, Harry Anslinger, whose…

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Hemp Seeds a gift from Mother Nature

Hemp Seeds are a gift from Mother Nature and the most nutritious seed in the world. So how do hemp seeds help the body? By providing a healthy amount of nutrients your body needs! They are not a “super cure,” they are a super food. They offer the most concentrated balance of proteins, essential fats, vitamins and enzymes combined with a relative absence of sugar, starches and saturated fats. Raw hemp seeds support optimal health and provide a broad spectrum of health benefits, including: weight loss, increased and sustained energy,…

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High-Traffic Area Flooring Options

When you take inventory of the things that go into making a house a home, flooring is one of those that make the largest impact aesthetically and financially. Because of this you want your flooring to look as good as possible as long as possible which can prove difficult in high-traffic areas. This simple solution to this conundrum is durable flooring materials. When choosing flooring for you home, durability isn’t likely one of the criteria that you give much thought to. Most people have a certain look they want that…

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Solar Eclipse Eye Safety – How to Safely Watch the Great American Eclipse of 2017

On Monday, Aug. 21, 2017, a solar eclipse will be visible across North America (weather permitting). The whole continent will experience a partial eclipse lasting two to three hours. Halfway through the event, anyone within a roughly 70-mile-wide path from Oregon to South Carolina will experience a brief total eclipse. At that point, the moon will completely cover the face of the sun for up to two minutes and 40 seconds. If you get a chance to see it, be sure to take care of your vision during the eclipse.…

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Hot Trends In Flooring

Flooring – while it is a very important part of our homes, we often take it for granted. If you are thinking about remodeling, you may want to consider updating your flooring. While decorating is a very individual thing, when replacing flooring it is important to consult with a flooring expert in order to ensure you’re using the best materials for the job. If you are thinking about selling your home anytime soon, you want to make choices that are modern and stylish as well as durable. Below, you will…

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Hemp Seeds – A Gift of Nature

A bowl of hempseeds displayed next to a bottle hemp oil.

Hemp seeds are the most nutritious seed in the world. They have a concentrated balance of proteins, essential fats, vitamins and enzymes, combined with a relative absence of sugar, starches and saturated fats. Hemp Seeds are one of nature’s Super Foods. Raw hemp provides a broad spectrum of health benefits, including: weight loss, increased and sustained energy, rapid recovery from disease or injury, lowered cholesterol and blood pressure, reduced inflammation, improvement in circulation and immune system as well as natural blood sugar control. The hemp “seed” is actually a simple…

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Children and seasonal allergies

aAAHHH-CHOOO!!!! It’s that time of year again. Blankets of pollen turn every surface yellow. Clouds of it fill the air, as well as our eyes and noses. If you are one of the millions of Americans who suffer from seasonal allergies you know they can make you miserable, and are particularly bad here in NC. First it’s the trees followed by the grasses and weeds, along with the ever present mold. They bring on the sneezing, sniffling, itching, and puffy red eyes as well as more severe symptoms in high…

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Pixie dust and other thoughts

I have been home from Ecuador almost two months now. I am ashamed to admit that I have managed to gain 25 pounds since I got back. I have eaten at all of my favorite restaurants, indulged in malt and barley beverages and almost got thrown out of di’lishi because I slipped into a sugar-induced craze and went to town at the toppings bar after devouring 20-plus ounces of frozen yogurt. Luckily Marlo had me escorted out instead of calling Asheboro’s finest or I might have found myself incarcerated on…

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